Gluten-Free Chai Spiced Banana Bread with Chocolate Chips (Dairy-Free)

Q: Can I use coconut sugar instead of brown sugar?

Yes! Substitute the brown sugar 1:1 with coconut sugar or organic cane sugar. Coconut sugar adds a subtle caramel note that pairs wonderfully with chai spices, though the overall loaf may be slightly less sweet and have a slightly darker finish.

Q: How do I know when the gluten-free chai banana bread is fully baked?

Insert a toothpick into the center of the loaf around the 55-minute mark. It is done when the toothpick comes out with a few moist crumbs, but no wet batter. If the top starts browning too quickly before the center is done, loosely tent aluminum foil over the top of the loaf for the final 10–15 minutes of baking.

Our Nourished Kitchen

Sep 11

4 min read

Updated: Sep 29

Gluten-Free Chai Spiced Chocolate Chip Banana Bread loaf and slices on plates, with a bowl of chocolate chips and a bottle of Watkins chai spice powder on a cooling rack.

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This extra moist gluten-free banana bread has warm chai spices and rich chocolate chips! It is dairy-free, easy to make, and perfectly spiced. Great for breakfast, a snack, or dessert!

𝗝𝘂𝗺𝗽 𝘁𝗼 𝗥𝗲𝗰𝗶𝗽𝗲 ↓

Why You'll Love Gluten-Free Chai Chocolate Chip Banana Bread Recipe

Perfectly Moist & Tender Crumb: Thanks to a balanced mix of 1:1 gluten-free flour and super-fine almond flour—plus an essential 30-minute batter rest—this loaf turns out soft and moist without any grittiness.
100% Gluten-Free & Dairy-Free: This is recipe uses avocado oil, unsweetened almond milk, and dairy-free chocolate chips-- allergy friendly without any sacrifices!
Simple to Prep: Made in just two mixing bowls with simple pantry staples, this straightforward recipe requires zero complicated equipment or tricky baking techniques.
Warm & Comforting Flavor: The combination of flavorful chai spices, sweet ripe bananas, and rich chocolate chips create a delicious combo that elevates traditional banana bread. For the traditional chai flavoring in this gluten-free banana bread, I used Watkins Organic Chai Powder. This spice blend includes flavors like cinnamon, cardamom, ginger, and nutmeg.

A bottle of Watkins Organic Chai Spice Powder

The gluten-free flour blend I use in this Easy, Gluten-Free Chai Banana Bread Recipe includes:

Better Batter Original Blend Certified Gluten-Free Flour

A bag of Better Batter Gluten Free 1:1 Flour

Bob's Red Mill Superfine

Almond Flour

Check out Shop My Kitchen Essentials for other great gluten-free cooking products and non-toxic kitchenware I use in my home.

𝗦𝗵𝗼𝗽 𝗠𝘆 𝗞𝗶𝘁𝗰𝗵𝗲𝗻 𝗘𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹𝘀

Frequently Asked Questions: Moist, Gluten-Free Almond Flour Banana Bread

Why do I need to let the batter rest before baking?

Gluten-free flours (especially almond flour and starches) absorb liquids at a slower rate than traditional wheat flour. Letting this gluten-free banana bread batter rest for 30 minutes allows the flours to fully hydrate, resulting in a smooth, rich texture without grittiness.

Can I use a different flour instead of blanched almond flour?

Blanched almond flour provides moisture to keep this gluten-free banana bread loaf from drying out. If you have a nut allergy, a 1:1 ratio substitute of oat flour or extra 1:1 gluten-free baking flour will work. Keep in mind the final bake may turn out slightly denser

How should I store this banana bread so it stays moist?

Keep the loaf in an airtight container at room temperature for up to 3 days. For longer storage, slice and store it in the refrigerator for up to 1 week, or freeze individual slices wrapped tightly for up to 1 month.

Can I use coconut sugar instead of brown sugar?

Yes, you can. Coconut sugar works as a 1:1 replacement for brown sugar. It adds a subtle caramel note that pairs wonderfully with chai spices, though the overall loaf may be slightly less sweet and have a slightly darker finish.

How do I know when the gluten-free chai banana bread is fully baked?

Insert a toothpick or cake tester into the top center of the loaf. It should come out clean or with a few moist crumbs attached—just be sure you're testing the cake part and not poking straight into a melted chocolate chip.

Substitutions & Customizations

Oil Variations

Melted and slightly cooled refined coconut oil is the best 1:1 substitute for avocado oil. Be sure to use refined so it doesn't add a coconut taste.

Sweetener Alternatives

Substitute the brown sugar 1:1 with coconut sugar or organic cane sugar. Coconut sugar pairs well with the chai spices.

Mix-in Swaps

Trade the semi-sweet chocolate chips for dark chocolate chunks, chopped walnuts, or toasted pecans for added crunch and texture.

If you love this chai banana bread recipe, check out our full collection of Breakfast Recipes. Check out other great gluten-free, dairy free recipes to add to your family's meal rotation here:

Two Flaky Gluten Free Dairy Free Chicken Pot Pies

Flaky & Savory Chicken Pot Pie

Stack of gluten-free pancakes topped with strawberry halves and blueberries on a white plate, with berry bowls and a pink cloth in the background.

Fluffy Gluten-Free Pancakes

Icing drizzles over six cinnamon streusel muffins in paper cups on a wooden board, close-up with warm bakery feel

Soft Cinnamon Swirl Muffins

A plate of Gluten-Free Crispy Banana Chocolate Chip waffles with whipped cream and chocolate chips

Crispy Banana Chocolate Waffle

How to Make Gluten-Free Chai Spiced Banana Bread with Chocolate Chips

Close-up of sliced gluten-free chai spiced chocolate chip banana bread cooling on a rack, showing a moist crumb and chocolate chips on top.

Ingredient Notes:

Bananas: the browner and spottier, the sweeter and more flavorful your banana bread will be.
Apple Cider Vinegar: I love using this in gluten-free baking; it interacts with the leaveners to lighten the batter even more.
Gluten-Free 1:1 Baking Flour: I used Better Batter Original Blend Certified Gluten-Free Flour
Almond Flour: My favorite to use is: Bob's Red Mill Superfine Almond Flour
Chai Spice Powder: This is such a fun ingredient shortcut to elevate this banana bread, I used Watkins Organic Chai Powder.
Chocolate Chips: You can use dairy-free chocolate chips or regular, depending on your preference. These are a great dairy-free option: Enjoy Life Semi-Sweet Mini Chocolate Chips.

Gluten-Free Chai Spiced Banana Bread loaf cooling on a rack, topped with chocolate chips, beside a bowl of chips and a red striped towel.

Step 1: Prep the Loaf Pan

Line a 9x5-inch loaf pan with parchment paper, leaving an overhang on the sides for easy lifting, or grease it thoroughly. I am using our Lodge Pre-Seasoned Cast Iron Loaf Pan.

Empty cast iron loaf pan lined with parchment paper on a wooden cutting board, ready for baking.

Step 2: Mix the Wet Ingredients:

In a large bowl, whisk together the mashed bananas, eggs, avocado oil, almond milk, apple cider vinegar, brown sugar, and vanilla extract until fully combined and smooth.

Glass bowl of wet ingredients batter with a metal whisk resting inside on a wooden countertop

Step 3: Mix Dry Ingredients

In a separate medium bowl, combine the 1:1 gluten-free flour, almond flour, chai spice powder, baking powder, baking soda, and sea salt. Whisk well to break up any almond flour lumps and evenly distribute the chai spices.

Metal mixing bowl with assorted dry baking ingredients on a wooden cutting board, ready for mixing

Step 4: Combine Wet and Dry then Add Chocolate Chips

Pour the dry ingredients into the wet mixture. Gently fold with a rubber spatula just until combined and no raw flour pockets remain. Carefully fold in the 1/2 cup chocolate chips.

Two bowls on a wooden board: one holds frothy wet batter, the other dry ingredients, ready for mixed to become Gluten-Free Chai Spiced Banana Bread batter

Metal mixing bowl with thick Dairy-Free Chai Banana Bread Batter and a pile of chocolate chips on a wooden cutting board.

Step 5: Rest the gluten-free batter (30 minutes):

Let the batter rest in the mixing bowl at room temperature for 30 minutes. The gluten-free banana bread batter will visibly thicken and look fluffier as the flours hydrate and the leavening agents activate.

Metal mixing bowl filled with thick and fluffy Gluten-Free Chai Banana Bread Batter with chocolate chips mixed in on a light wooden cutting board

Step 6: Preheat Oven, Transfer to Pan, then Top:

Preheat your oven to 350°F. Gently scoop the rested batter into your prepared 9x5-inch loaf pan and smooth the top with your spatula. Scatter a generous handful (1-2 TBSP) of extra chocolate chips across the top surface.

Unbaked Gluten-Free Chai Spiced Banana Bread Chocolate Chip loaf batter in a parchment-lined pan on a wooden board, ready for baking.

Step 7: Bake and cool

Bake at 350°F for 55 to 65 minutes, or until a toothpick inserted into the center comes out with a few moist crumbs (no wet batter). Cool in the pan for 10 to 15 minutes, then use the parchment overhang to lift the loaf onto a wire rack to cool completely to room temperature before slicing.

A freshly baked Gluten-Free Chai Banana Bread Chocolate Chip loaf in a parchment-lined pan on a cooling rack, with a hand lifting the paper top